Secured Term Loan are long term debt primarily utilized for the acquisition of appreciating assets, and capital investment in appreciating assets. Acquisition of a business or partner buyout, purchase of Real Estate (commercial), capital improvements to the business are all examples.


Term Loans are most often collateralized by a hard assets.


Loan Availability: $1 million or greater


Credit Profile: A+ to B, with assets sufficient to collateralize the loan


Repayment Term: 5 to 15 years or longer


Rate: Competitive with bank interest rates and APR for similar terms based on borrower qualifications.