Secured Term Loan are long term debt primarily utilized for the acquisition of appreciating assets, and capital investment in appreciating assets. Acquisition of a business or partner buyout, purchase of Real Estate (commercial), capital improvements to the business are all examples.

 

Term Loans are most often collateralized by a hard assets.

 

Loan Availability: $1 million or greater

 

Credit Profile: A+ to B, with assets sufficient to collateralize the loan

 

Repayment Term: 5 to 15 years or longer

 

Rate: Competitive with bank interest rates and APR for similar terms based on borrower qualifications.