Are startup businesses acceptable?

Of course! The Cool Credit process can accommodate all types of businesses. We have product and services for restaurants, franchises, retail business and entrepreneurs. You can find the best product for your needs check our services here.

Does my business have to be organized under a specific entity type?

While it is not mandatory to have an entity created, many banks are more willing to lend to an individual that has put forth the effort to create an LLC or a corporation. Another upside of creating an entity is the protection and legitimacy it gives your business.

Is there any threat or possible adverse consequence to me or my business?

The only major ramifications you or your business may face would come from failure to repay lenders.

What are the minimum requirements to obtain funding?

Your credit score is the most influential aspect. You or your credit partner should at least have a credit score of 550 or above.

How long does it take to get funding?

We provide $5,000.00 - $500,000.00 in as little as 24-48 hours, with many clients experiencing same day funding. With a high approval rate, securing the funding you need to grow your business is only a click away.

How is funding obtained so promptly?

You’re not just a credit score. You’re running a business.

What are the minimum requirements to obtain funding?

Your credit score is the most influential aspect. You or your credit partner should at least have a credit score of 550 or above.